Home Simulations Credit Card & Debt Simulation ↗ Budgeting Simulation ↗ Career Decision Simulation ↗ The Trade-Off Lab™ First Paycheck Lab ↗ Projects Career Archetype Assessment ↗ About Contact
Simulation Library

Browse Every Classroom-Ready Simulation

Choose the right activity for your lesson in one place. Keep the dropdown for quick jumps, or use this full library to compare options before launching.

Free for teachers Grades 9–12 Business & finance No setup required
All simulations

Organized by unit. More arriving soon.

Each card maps to a unit in the curriculum. Live tools are ready to use today — coming soon cards show what's next so you can plan ahead.

Unit 01 — Budgeting
Budgeting Live Now

Budget Decision Maker

Build a monthly budget across needs, wants, and savings while balancing realistic constraints and trade-offs.

Monthly income & expenses
Open Simulation →
Budgeting Coming Soon

Weekly Spending Challenge

Track spending across a simulated week and identify patterns that lead to shortfalls before the month ends.

Spending habits & patterns
Coming Soon
Budgeting Coming Soon

Fixed vs. Variable Expenses

Categorize real expenses, discover which costs are controllable, and see how small changes affect the bottom line.

Expense classification
Coming Soon
Unit 02 — Credit
Credit Live Now

Credit Card & Debt Simulation

Students make 6 months of payment and spending decisions, then see how interest compounds in realistic debt scenarios.

Grades 9–12 · 45–60 min
Open Simulation →
Credit Coming Soon

Building Your Credit Score

Make credit decisions over time and watch how on-time payments, utilization, and age of accounts shape your score.

Credit score factors
Coming Soon
Unit 03 — Saving
Saving Coming Soon

Emergency Fund Builder

Set a savings target, navigate unexpected life events, and learn why three months of expenses changes everything.

Emergency savings & resilience
Coming Soon
Saving Coming Soon

Compound Interest Visualizer

Adjust rate, time, and contribution to see how compounding turns small consistent saving into meaningful wealth.

Interest, growth & time
Coming Soon
Unit 04 — Investing
Investing Coming Soon

Risk vs. Return Decision

Choose between investment options with different risk profiles and see how volatility and return play out over time.

Risk, return & diversification
Coming Soon
Investing Coming Soon

Portfolio Builder

Allocate across asset classes, simulate market shifts, and understand how diversification protects long-term goals.

Asset allocation & portfolios
Coming Soon
Unit 05 — Taxes
Taxes Coming Soon

Your First Paycheck

Read a real pay stub, decode deductions, and understand the gap between gross and net income before spending a dollar.

Gross vs. net, withholding
Coming Soon
Taxes Coming Soon

Tax Bracket Simulator

Explore how marginal tax brackets actually work and bust the myth that earning more always means taking home less.

Brackets, deductions & filing
Coming Soon
Unit 06 — Managing Risk
Managing Risk Coming Soon

Insurance Coverage Decision

Choose coverage levels across life scenarios, then face real claims to see whether your choices protected you.

Coverage types & premiums
Coming Soon
Managing Risk Coming Soon

Deductible vs. Premium Tradeoff

Compare high-deductible and low-deductible plans over simulated years of use and find the breakeven point.

Deductibles, premiums & risk
Coming Soon
Projects
Career Readiness Live Now

Career Archetype Assessment

Students discover their work style and career archetype through a guided assessment that connects personality to career paths.

Career readiness & self-discovery
Open Assessment →
Planning support

Need a fast starting point? Open the Credit Card simulation first, then return here to sequence the rest of your unit.

Start with Credit Card →